
Guides › Housing › Energy and Water Bills
Energy and Water Bills
Energy suppliers generally cannot back-bill you for gas or electricity used more than 12 months before the bill, and you can take an unresolved energy complaint to the Energy Ombudsman after 8 weeks. For water, you complain to your water company, ask for a review, then go to the Consumer Council for Water, with an independent adjudication service after that.
At A Glance
Your Rights
What the rules say, with a link to the official source for each.
Energy Bills
The 12-Month Back-Billing Limit
Energy suppliers generally cannot charge you for energy used, or standing charges, more than 12 months before the new bill, unless you were already billed for that amount. This covers households and microbusinesses. source
When the Limit Applies
The 12-month limit also applies if you asked for an accurate bill and did not get one, you were not told about the charges through a statement of account, or your Direct Debit was set too low to cover what you used. source
When It Does Not Protect You
The limit does not protect you if you acted unreasonably, for example by blocking access to the meter, ignoring payment requests or stealing energy. source
The Energy Ombudsman
If your energy complaint is not resolved within 8 weeks, or you get a deadlock letter, you can take it to the Energy Ombudsman. It is free and impartial. source
Water Complaints
Tell the Water Company First
For water, start by telling your water company what is wrong and giving it a chance to fix it. If it does not reply within 10 working days, you may be due a payment under the Guaranteed Standards Scheme. source
Ask for A Review
If you are still unhappy, ask the company to escalate your complaint to a review. It should respond within another 10 working days. source
Consumer Council for Water
You can take your complaint to the Consumer Council for Water (CCW), which is free, once you have a final response (written or spoken) or eight weeks have passed since you first complained. Include evidence such as emails, bills or call notes. source
New Referral Rule
Per the government in August 2026, unresolved water complaints should now be referred by the water company to its independent adjudication service. A new Water Ombudsman is planned with legally binding decisions, but no launch date has been given. source
Account Queries
The Consumer Council for Water says that if a water company does not reply to a written account query or complaint within 10 working days, you are entitled to a Guaranteed Standards Scheme payment of £40 in England (£20 in Wales), and to an extra payment if that compensation is paid late. source
Steps to Take
Step 1 of 7
Take a meter reading and a photo of the meter, and keep your bills. Check the bill against your reading and your Direct Debit amount.
Step 2 of 7
If a bill covers more than 12 months, check whether the supplier is allowed to charge it. Say in writing that the 12-month back-billing limit applies and ask for the charge to be removed.
Step 3 of 7
Complain to your supplier or water company in writing. Say what went wrong, what you want, and keep copies of everything.
Step 4 of 7
Energy: if there is no answer in 8 weeks, or you get a deadlock letter, go to the Energy Ombudsman.
Step 5 of 7
Water: if you are unhappy with the first reply, ask for a review. After a final response, or 8 weeks, contact the Consumer Council for Water with your evidence.
Step 6 of 7
Water: if it is still unresolved, ask the company to refer you to its independent adjudication service.
Step 7 of 7
If you cannot afford your bills, contact your supplier early and ask what support is available. Do not ignore letters.
(Tap the numbers to reveal steps)
Time Limits to Know
Miss a deadline and you can lose a right. Check the dates on your own paperwork.
- 12 monthsEnergy back-billing limitGenerally 12 months before the new bill
- 8 weeksEnergy complaint to the Energy OmbudsmanAfter 8 weeks with no resolution, or on receiving a deadlock letter
- 10 working daysWater company reply at each of its two stages10 working days
- 8 weeksWater complaint to the Consumer Council for WaterAfter a final response, or 8 weeks from your first complaint
Where to Go If It Is Not Put Right
Free routes to escalate, and when each one applies.
Your Energy Supplier's Complaints Team
Always start here, in writing.
Energy Ombudsman
After 8 weeks with no resolution, or when you get a deadlock letter.
Your Water Company's Complaints Team
Always start here, in writing, then ask for a review if needed.
Consumer Council for Water
After a final response, or 8 weeks after your first complaint.
Your Water Company's Independent Adjudication Service
If still unresolved, ask the company to refer you. A new Water Ombudsman is planned but has no launch date.
Watch Out For
Common traps and scams to avoid.
Calls, texts or emails claiming you are owed an energy refund or rebate and asking for bank details or a fee. Your supplier does not need your full card details to credit you.
Door-to-door sellers pushing you to switch supplier or sign up on the spot. Take their details and check with your current supplier before agreeing.
Fake bills or 'final demand' messages that ask you to pay through a link. Log in to your own account instead.
Recent or changing rules: tap to read
Checked 8 October 2026. Energy: the Energy Ombudsman's back-billing page, published 16 June 2025. Water: the Consumer Council for Water's complaints page (last modified 25 September 2026) and a UK Parliament written answer of 28 August 2026 about the move to company adjudication and a planned Water Ombudsman. The £20 and £10 payment amounts come only from a Citizens Advice page last reviewed in February 2020 and were not confirmed on a current source. Not covered: the price cap, prepayment meters, the Priority Services Register, compensation for missed appointments, smart meters, Scotland and Northern Ireland water, and moving home. Review again by January 2027, or sooner if the Water Ombudsman launches.
Common Problems
Step-by-step help for a specific problem covered by this guide.
- Energy Back-Bill: Do I Have to Pay for Energy Used Over 12 Months Ago?
- Estimated or Wrong Energy Bill
- Thames Water Complaint and Compensation
- What Is a Deadlock Letter?
- How Long Does a Company Have to Reply to a Complaint?
- Water Bill Too High: How to Complain
- Energy Complaint Not Sorted After 8 Weeks
- Which Ombudsman Covers My Complaint?
- Octopus Energy Compensation: Guaranteed Standards
- OVO Energy Compensation: Guaranteed Standards
- E.ON Next Compensation: Guaranteed Standards
- EDF Compensation: Guaranteed Standards
- Missed Energy Appointment: £40 Compensation
- Energy Credit Refund After Switching or Moving
- Prepayment Meter Fitted Wrongly or Against Your Will
- Energy Supplier Went Bust: What Happens Now
- Water Supply Interrupted: Compensation
- Smart Meter Not Working: Your Rights
- Low Water Pressure: Compensation
- Sewer Flooding: Compensation From Your Water Company
- Energy Bill for the Previous Occupier
- Warm Home Discount Not Received
- Energy Supplier Switched Without My Permission
- Getting a Free Water Meter
- Can't Afford My Energy Bills
- What Is the Priority Services Register?
- What Is the Energy Price Cap?
- Leak on My Water Pipes: Who Pays?
- Help Paying Your Water Bill: Social Tariffs and WaterSure
- Power Cut Compensation
- Communal Heating (Heat Network) Problems
- Solar Panel Export Payments: Smart Export Guarantee
- What Is the Energy Ombudsman?
- What Is the Consumer Council for Water?
- Water Company Did Not Reply: The £40 Payment
- Energy Direct Debit Too High
- WaterSure: Capped Water Bills
- Energy Supplier Wants to Force a Prepayment Meter
- Do I Have to Accept a Smart Meter?
- Warm Home Discount: £150 Off Your Electricity Bill
- Home Energy Grants in 2026: Heat Pumps, Insulation and Council Schemes
Want Help?
If you would like one of our team to look at your problem, our initial case review is free. We cannot guarantee any outcome and we do not give legal advice.
Not sure where you stand? Try our action plan tool or the free letter templates.
Sources and official links
- energyombudsman.org/advice-for-consumers/what-is-back-billing Checked 12 October 2026
- ccw.org.uk/advice-and-support/make-a-complaint/ Checked 12 October 2026
- questions-statements.parliament.uk/written-questions/detail/2026-08-28/22238/ Checked 12 October 2026
- citizensadvice.org.uk/consumer/water/complaints-about-your-water-supply/claiming Checked 12 October 2026
- ccw.org.uk/faq/what-standards-are-guaranteed-by-water-and-sewerage-companies/ Checked 12 October 2026

Lead reviewer
Luke Marley
Founder and Lead Reviewer
Luke founded CPUK in 2026 after seeing how hard it is for ordinary people to get problems with companies put right. He oversees our guides and checks them against official sources.
Research by Katie Burt, Co-founder and Operations Lead (17 years in the care sector, including managing services for vulnerable adults), and the CPUK Research Team. Researched with AI-assisted research tools, then checked and corrected by our team.
Last checked: 12 October 2026. We are not paid by the companies we write about. Adverts never affect our guidance. Read our editorial policy.