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How to Complain to HomeServe

HomeServe says complaints are made through an online form on its website, which asks whether you are a policyholder and for a description of the problem. Its FAQ page says it aims to resolve complaints within 4 weeks, acknowledges them within 5 working days and sends a written progress update if the matter is still open at 8 weeks. If it is not put right, you can take it to Financial Ombudsman Service.

Last checked 4 October 2026 Independent guide, not legal advice

Your Rights

What the rules say, with a link to the official source for each.

Complaining to HomeServe

  • How to Complain

    HomeServe says complaints are made through an online form on its website, which asks whether you are a policyholder and for a description of the problem. Its FAQ page says it aims to resolve complaints within 4 weeks, acknowledges them within 5 working days and sends a written progress update if the matter is still open at 8 weeks. source

  • When You Can Escalate

    After 8 weeks, or if unhappy with the final response, within 6 months of the final response letter Scheme: Financial Ombudsman Service. source

Time Limits to Know

Miss a deadline and you can lose a right. Check the dates on your own paperwork.

  • 8 weeks
    Go to Financial Ombudsman ServiceOr sooner if HomeServe sends a final (deadlock) response

Steps to Take

Step 1 of 5

Gather your evidence: order, account or booking number, dates, receipts, screenshots, emails and notes of calls.

Step 2 of 5

Complain to HomeServe in writing using the route below, and ask for a complaint reference. Say what went wrong, what you want, and by when (14 days is reasonable). Our free letter templates can write it for you.

Step 3 of 5

Keep a record of every contact: dates, names and reference numbers. Use email or a form where you can, so you have proof.

Step 4 of 5

If you are not getting anywhere, ask for a final response in writing.

Step 5 of 5

If it is still not put right, take it to Financial Ombudsman Service.

(Tap the numbers to reveal steps)

Where to Go If It Is Not Put Right

Your options, in order, and when each one applies. Most are free; court claims have fees.

HomeServe Complaints

Always start here, in writing.

Financial Ombudsman Service

After 8 weeks, or when you get a final (deadlock) response.

Your Card Provider

If you paid by card, Section 75 (credit card) or chargeback (debit card) may help.

Citizens Advice Consumer Service

Free advice. It can pass a report to Trading Standards.

Small Claims Court

A last resort if nothing else works. Citizens Advice explains when it is worth it.

Good to Know

Small things that make your complaint stronger.

HomeServe's FAQ says products that are not FCA-regulated may instead be referred to an alternative dispute resolution service.

Work must be done with reasonable care and skill and, if no time was agreed, within a reasonable time (Consumer Rights Act 2015).

Take dated photos of the problem, and keep the quote, contract, invoices and messages.

Do not pay the final balance until you are satisfied. If you must pay, say in writing that you are paying under protest.

Consumer Protection UK is independent and is not connected to HomeServe. This guide uses information published by HomeServe and the schemes named here. All product names, logos and brands are property of their respective owners.

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Luke Marley

Lead reviewer

Luke Marley

Founder and Lead Reviewer

Luke founded CPUK in 2026 after seeing how hard it is for ordinary people to get problems with companies put right. He oversees our guides and checks them against official sources.

Research by Katie Burt, Co-founder and Operations Lead (17 years in the care sector, including managing services for vulnerable adults), and the CPUK Research Team. Researched with AI-assisted research tools, then checked and corrected by our team.

Last checked: 4 October 2026. We are not paid by the companies we write about. Adverts never affect our guidance. Read our editorial policy.

Sources and official links

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