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How to Complain to Everest

Everest says complaints go to its Customer Engagement Team by live chat, phone, email or post. Its procedure says it will acknowledge within 5 working days and aims to give its intended resolution within twelve weeks, or explain any delay. If it is not put right, you can take it to Financial Ombudsman Service.

Last checked 4 October 2026 Independent guide, not legal advice

At A Glance

8 weeksbefore you can go to Financial Ombudsman Service
14 daysto cancel a contract agreed at your home, by phone or online
Up to 12 monthsextra cancellation time if the trader did not give you the required information
14 daysfor a refund once a cancellation is agreed

Your Rights

What the rules say, with a link to the official source for each.

Complaining to Everest

  • How to Complain

    Everest says complaints go to its Customer Engagement Team by live chat, phone, email or post. Its procedure says it will acknowledge within 5 working days and aims to give its intended resolution within twelve weeks, or explain any delay. source

  • When You Can Escalate

    Within 6 months of the written response, or if no response arrives within 8 weeks (financial services complaints) Scheme: Financial Ombudsman Service. source

The Work Itself

  • Care and Skill

    Services must be performed with reasonable care and skill (Consumer Rights Act 2015); if not, you can ask for the work to be redone or a price reduction, and go straight to a price reduction if redoing is impossible, takes too long or causes significant inconvenience. source

  • Price and Timing

    If the price was not agreed you only have to pay a reasonable price (s.51), and if no time was agreed the work must be done within a reasonable time (s.52). source

  • Time Limit for Problems

    You have up to 6 years in England, Wales and NI (5 in Scotland) to report problems with services, even if not immediately obvious. source

Time Limits to Know

Miss a deadline and you can lose a right. Check the dates on your own paperwork.

  • 8 weeks
    Go to Financial Ombudsman ServiceOr sooner if Everest sends a final (deadlock) response
  • 14 days
    Cancel an at-home, phone or online contract for building or decorating work14 days starting the day after the contract is made
  • 12 months
    Extended cancellation period if the trader did not give required informationUp to 12 months plus 14 days
  • 14 days
    Refund after agreed cancellationWithin 14 days once agreed
  • 2 weeks
    FHIO: business must reply once contactedWithin two weeks (FHIO states this for the response phase)

Steps to Take

Step 1 of 5

Gather your evidence: order, account or booking number, dates, receipts, screenshots, emails and notes of calls.

Step 2 of 5

Complain to Everest in writing using the route below, and ask for a complaint reference. Say what went wrong, what you want, and by when (14 days is reasonable). Our free letter templates can write it for you.

Step 3 of 5

Keep a record of every contact: dates, names and reference numbers. Use email or a form where you can, so you have proof.

Step 4 of 5

If you are not getting anywhere, ask for a final response in writing.

Step 5 of 5

If it is still not put right, take it to Financial Ombudsman Service.

(Tap the numbers to reveal steps)

Where to Go If It Is Not Put Right

Your options, in order, and when each one applies. Most are free; court claims have fees.

Everest Complaints

Always start here, in writing.

Financial Ombudsman Service

After 8 weeks, or when you get a final (deadlock) response.

Your Card Provider

If you paid by card, Section 75 (credit card) or chargeback (debit card) may help.

Citizens Advice Consumer Service

Free advice. It can pass a report to Trading Standards.

Small Claims Court

A last resort if nothing else works. Citizens Advice explains when it is worth it.

Good to Know

Small things that make your complaint stronger.

The procedure says complaints involving financial services follow a separate process with a written response within 8 weeks, rather than the twelve-week timescale. The pages read did not name an ADR scheme for non-financial complaints.

Work must be done with reasonable care and skill and, if no time was agreed, within a reasonable time (Consumer Rights Act 2015).

Take dated photos of the problem, and keep the quote, contract, invoices and messages.

Do not pay the final balance until you are satisfied. If you must pay, say in writing that you are paying under protest.

Consumer Protection UK is independent and is not connected to Everest. This guide uses information published by Everest and the schemes named here. All product names, logos and brands are property of their respective owners.

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Luke Marley

Lead reviewer

Luke Marley

Founder and Lead Reviewer

Luke founded CPUK in 2026 after seeing how hard it is for ordinary people to get problems with companies put right. He oversees our guides and checks them against official sources.

Research by Katie Burt, Co-founder and Operations Lead (17 years in the care sector, including managing services for vulnerable adults), and the CPUK Research Team. Researched with AI-assisted research tools, then checked and corrected by our team.

Last checked: 13 October 2026. We are not paid by the companies we write about. Adverts never affect our guidance. Read our editorial policy.

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